Treat your account like a Credit Card, make Balloon Payments and Upgrade During your Term.
You also have the option of settling early with NO EARLY TERMINATION FEE’S.

We can help you if you are looking to buy from a Retail Shop, Consultant or On-line Store, with purchases
from $500 to $15,000. 

We will not look to secure over your House, Car or Stereo. Only over what you are looking to buy (Unsecured Loan).

The Payment Calculator.
NB : You will need to allow Active X to run to use the Payment Calculator.

Use our calculator (to the Right) to find the best repayments to suite your budget.
Input your price including G.S.T. and deposit, then click on the calculate button. 

By using a deposit you will reduce your repayments as it reduces the amount financed.
No Deposit is available and calculated by leaving the deposit field blank.

Weekly, Fortnightly and Monthly payment frequencies are available.
Fortnightly Payments :-  Times the Weekly payments by two.
Monthly Payments :- Times the Weekly payments by 52 then divide by 12.

You can customise your repayments by adjusting the deposit amount and term.

How it Works.
*  Either apply ONLINE or DOWNLOAD and fax our form to. (0800) 329 555.
*  Make sure you are available on the contact phone numbers you supply on your application.
*  We will contact you or your dealer to process your Approval and Contract.
*  Your Contract will be E-mailed or Couriered to your Dealer or You.
*  The equipment is yours when your Contract is signed and originals are received in order.
    Any deposit amount is payable to the dealer.
*  We will send out to you a welcome letter after your contract is lodged giving you bank account
    details where you can make your own arrangements with your bank.  You control your start date.

Purchase to be Picked Up.
If you are seeing your dealer to conclude your purchase we will send your Approval and Contract
directly to them.  (Generally takes 5-15 minutes from Approval to Contract*)

Purchase to be Couriered.
If your purchase is to be couriered to you, your Approval will be sent to the Dealer requesting they confirm your order with them.  Any deposit is to be paid to the Dealer and they will then send your Invoice to us to generate your Contract to be E-mailed or couriered to you.  When we received your completed Contract
back we will notify the dealer to release your purchase to you.  (Generally takes one to two working days)

C.C.C.F.A. 2003, Credit Sale Contracts.
We have made sure you are protected by using Credit Sale Contracts.
This provides you with a higher level of protection, Legislated by the Government.
It prohibits Suppressive and Unfair Treatment and sets Standards of Contract Disclosure.
(Click here to find out more...)